Frequently Asked Questions

The most common series of questions are listed below. Kingston Auto Loans is a car buying service for people looking for affordable financing options, with the best service and rates possible..

  • Browse below to see our most Frequently Asked Questions

Car Loan Re-Financing Options

Kingston Auto Loans can help to re-finance your vehicle. Interest rates have fallen to record lows over the last 12 months allowing Kingston Auto Loans to provide lower interest rates than what were previously available, while lowering your car payment.

Our Sales and Finance Center not only provides customers with an average 3.3% interest rate reduction, but our customers also enjoy saving over $59/month on their car payment.

No matter what your need, we will assist you in finding the best rate, term and payment for refinancing your auto loan. Take advantage of our endorsement offering up to 90 days until your next payment, and use that savings toward other expenses.

All our auto refinance loans are simple interest loans, allowing you the opportunity to pay your car note off early without penalty. The process only takes a few minutes and could save you thousands in unnecessary finance charges.

I've tried other online auto financing companies. How can Kingston Auto Loans help when others cannot?

It begins with your application as it is the most comprehensive when compared to other *quick
credit applications*. Our credit application takes your
information to our many sources of lending partners allowing our finance managers to offer you the best
terms and rates.

We partner with the leading finance companies across Canada. Each of our affiliated dealers has the lending resources, expertise, and inventory available to place special finance loans.

What are the basic financial requirements I need to meet?

While we can't guarantee that every case will be approved, we do recommend meeting as many of the following requirements to insure the best possible opportunity for becoming successfully financed.

  • At least $1,800 gross monthly income r
  • All Bankruptcies must be discharged.
  • No repossessions in the last year unless included in a bankruptcy.
  • Canadian Residents at least eighteen years of age.

We finance your future, not your past:

  • 98% bad credit aproval rate!
  • Any credit level accepted!
  • Hear back within minutes!
  • Pick your own car, new or used!
  • Largest selection of vehicles!
  • Absolutely no application fees!
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